Most companies, large and small, offer a 401K retirement plan for their employees, and if yours does, then you should certainly be involved in it! Especially if they do a partial “match.” For example, they might match fifty percent or seventy five percent of your investments, up to the first 3, 4, or 5% of what you put in.
Let’s say they match 75% of the first 4% that you pay in, through a weekly payroll deduction. Let’s further say, for the sake of an example, that you make $500 a week. If you will allow them to take 4% of your weekly pay (which is only 20 bucks, and believe me, you won’t miss it) and they put it into the 401K plan, then they match 75% of it, which is another 15 bucks that THEY put in for you, this would mean that your retirement account would grow by 35 dollars a week. That may not sound like a lot, but I tell you this, after years and years, it will accumulate and really “snow-ball” into something huge and rewarding.
If you need convincing, then consult some books, or financial experts, and you can probably listen to them on YouTube, after all, EVERYTHING, these days, is on YouTube! Start saving for your future.
Many people say that the Social Security Administration is being run like a Ponzi-Scheme and that it won’t last for too much longer. If you don’t know what that means, again, I urge you to do a little research of your own… online! There is much more to the Internet, than visiting porn sites, playing games, and posting photos on websites that make you “think” they are your friend! Yes, we all get a “kick” out of Miranda Sings or Jenna Marbles, but we also should spend some time learning useful things that can help us improve the quality of our lives!
Get busy and start reading… it’s not that hard to do!